There’s nothing quite like the aroma of freshly baked banana bread filling your kitchen.

This recipe for Moist Chocolate Chip Banana Bread delivers that comforting experience with a bakery-style twist, making it an instant family favorite. It’s perfect for breakfast, a snack, or even a simple dessert.
This easy-to-follow guide will help you bake a perfectly moist loaf every time, studded with delicious chocolate chips. Get ready to enjoy a treat that rivals your favorite coffee shop’s offering, right from your own oven.
Table of Contents
- What You’ll Love About This Quick And Easy Recipe
- Everything You Need To Make This Recipe Without Stress
- Time Needed From Start To Finish
- How To Make It Step By Step With Visual Cues
- Easy Variations And Serving Ideas That Fit Real Life
- Common Slip-Ups And How To Avoid Them
- How To Store It And Make It Ahead Without Ruining Texture
- Questions People Always Ask Before Making This Recipe

Moist Chocolate Chip Banana Bread
- Total Time: 1 hour 10 minutes to 1 hour 20 minutes
- Yield: 1 loaf 1x
Description
This easy-to-follow recipe for Moist Chocolate Chip Banana Bread delivers a comforting, bakery-style treat perfect for breakfast, snacks, or dessert. It’s simple to make, even for novice bakers, and uses common pantry staples. The recipe emphasizes using very ripe bananas for maximum sweetness and moisture, resulting in a tender loaf studded with delicious chocolate chips. It’s a versatile recipe that can be customized with nuts or different chocolate types, and it stores well at room temperature, in the refrigerator, or frozen for future enjoyment.
Ingredients
Instructions
1. Preheat your oven to 350 F (175 C). Lightly grease and flour a 9×5-inch loaf pan, or line it with parchment paper, leaving an overhang on the long sides to easily lift the loaf out later.
2. In a medium bowl, whisk together the all-purpose flour, baking soda, and salt. Make sure there are no lumps and the ingredients are evenly distributed. Set this bowl aside.
3. In a large bowl, melt the butter. Add the granulated sugar to the melted butter and whisk until well combined. Beat in the eggs one at a time, mixing well after each addition. Stir in the vanilla extract until fully incorporated.
4. Mash your very ripe bananas in a separate bowl with a fork until mostly smooth but with a few small lumps remaining for texture. Fold the mashed bananas into the wet ingredient mixture in the large bowl. Gently stir in the chocolate chips, reserving a few for sprinkling on top if desired.
5. Gradually add the dry ingredients to the wet ingredients, mixing only until just combined. Be careful not to overmix the batter; a few streaks of flour are fine. Overmixing can lead to a tough loaf.
6. Pour the batter into your prepared loaf pan, spreading it evenly. If you reserved any chocolate chips, sprinkle them over the top of the batter.
7. Bake for 55-65 minutes, or until a wooden skewer or toothpick inserted into the center of the loaf comes out clean. The top should be golden brown and the edges slightly pulled away from the pan.
8. Let the banana bread cool in the pan for about 10-15 minutes before carefully lifting it out onto a wire rack to cool completely. Slicing too early can cause the loaf to crumble.
- Prep Time: 15 minutes
- Cook Time: 55-65 minutes
- Category: dessert
- Method: baking
- Cuisine: american
Nutrition
- Serving Size: 1 slice
Keywords: banana bread, chocolate chip, moist, easy, dessert, snack, baking, comfort food, homemade, sweet
What You’ll Love About This Quick And Easy Recipe
This chocolate chip banana bread recipe is a true winner for many reasons. First and foremost, it’s incredibly forgiving and simple to make, even if you’re new to baking. The ingredients are readily available and affordable, making it a practical choice for everyday baking. You’ll love how quickly it comes together, transforming those ripe bananas on your counter into a delicious treat. It’s perfect for busy parents looking for a wholesome snack for their kids, or anyone craving a comforting baked good without a lot of fuss. Serve it for a quick breakfast on the go, a satisfying afternoon pick-me-up, or as a sweet ending to a casual meal. Its moist texture and delightful chocolatey banana flavor make it universally appealing, guaranteeing smiles all around.
Everything You Need To Make This Recipe Without Stress
Gathering your ingredients before you start baking is key to a smooth process. This recipe uses common pantry staples, so you likely have most of what you need already. The star of the show, of course, is ripe bananas – the riper, the better for maximum sweetness and moisture.
INGREDIENTS:

- 1 ½ cups all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon salt
- ½ cup (1 stick) unsalted butter, melted
- ¾ cup granulated sugar
- 2 large eggs
- 1 teaspoon vanilla extract
- 3 very ripe medium bananas, mashed
- 1 cup semi-sweet chocolate chips
For simple substitutions, if you don’t have unsalted butter, you can use salted butter and reduce the added salt in the recipe by ¼ teaspoon. Brown sugar can be used in place of granulated sugar for a slightly deeper, molasses-like flavor, though it will change the texture slightly. Feel free to use milk chocolate or dark chocolate chips if those are your preference over semi-sweet. If you’re out of vanilla extract, a tiny pinch of cinnamon can add a warm note, but it’s best to stick to vanilla if possible.
Time Needed From Start To Finish
- Preparation Time: 15 minutes
- Baking Time: 55-65 minutes
- Total Time: Approximately 1 hour 10 minutes to 1 hour 20 minutes
This timing allows for quick mixing and a standard baking duration, ensuring you can enjoy your warm banana bread relatively quickly. Remember that oven temperatures can vary, so always keep an eye on your loaf during the final baking stages.
How To Make It Step By Step With Visual Cues

Baking this moist chocolate chip banana bread is a straightforward process. Follow these steps carefully for the best results.
- Prepare Your Oven and Pan: Preheat your oven to 350°F (175°C). Lightly grease and flour a 9×5-inch loaf pan, or line it with parchment paper, leaving an overhang on the long sides to easily lift the loaf out later.
- Combine Dry Ingredients: In a medium bowl, whisk together the all-purpose flour, baking soda, and salt. Make sure there are no lumps and the ingredients are evenly distributed. Set this bowl aside.
- Mix Wet Ingredients: In a large bowl, melt the butter. Add the granulated sugar to the melted butter and whisk until well combined. Beat in the eggs one at a time, mixing well after each addition. Stir in the vanilla extract until fully incorporated.
- Add Bananas and Chocolate Chips: Mash your very ripe bananas in a separate bowl with a fork until mostly smooth but with a few small lumps remaining for texture. Fold the mashed bananas into the wet ingredient mixture in the large bowl. Gently stir in the chocolate chips, reserving a few for sprinkling on top if desired.
- Combine Wet and Dry Mixtures: Gradually add the dry ingredients to the wet ingredients, mixing only until just combined. Be careful not to overmix the batter; a few streaks of flour are fine. Overmixing can lead to a tough loaf.
- Pour into Pan and Bake: Pour the batter into your prepared loaf pan, spreading it evenly. If you reserved any chocolate chips, sprinkle them over the top of the batter.
- Bake Until Golden: Bake for 55-65 minutes, or until a wooden skewer or toothpick inserted into the center of the loaf comes out clean. The top should be golden brown and the edges slightly pulled away from the pan.
- Cool Before Slicing: Let the banana bread cool in the pan for about 10-15 minutes before carefully lifting it out onto a wire rack to cool completely. Slicing too early can cause the loaf to crumble.
Easy Variations And Serving Ideas That Fit Real Life
This chocolate chip banana bread is fantastic on its own, but there are many ways to customize it and serve it to suit any occasion. For a fun twist, try adding a handful of chopped walnuts or pecans along with the chocolate chips for added crunch. A sprinkle of cinnamon or nutmeg in the dry ingredients can also enhance the warm, comforting flavor. For a richer loaf, you can swirl in a tablespoon or two of peanut butter or cream cheese into the batter just before baking.
When it comes to serving, a warm slice with a pat of butter is classic and delicious. For a more indulgent treat, serve it with a scoop of vanilla ice cream or a dollop of whipped cream. It’s also wonderful alongside a cup of coffee or tea for breakfast or an afternoon snack. For kids, consider cutting it into smaller squares or even making mini muffins using the same batter; they’re perfect for lunchboxes or after-school snacks. This bread also makes a lovely addition to a brunch buffet, offering a homemade touch that everyone will appreciate.
Common Slip-Ups And How To Avoid Them
Even with a simple recipe, a few common mistakes can impact the final outcome. Knowing what to watch out for can help you achieve perfect results every time.
One frequent error is using under-ripe bananas. Green or yellow bananas simply don’t have the natural sweetness or moisture needed for a truly flavorful and moist banana bread. Always wait until your bananas are very spotty brown or even mostly black for the best results.
Overmixing the batter is another common pitfall. Once you’ve combined the wet and dry ingredients, mix only until the flour streaks disappear. Overmixing develops the gluten in the flour, leading to a tough, dense loaf rather than a tender, moist one.
Not greasing and flouring the pan properly can lead to your beautiful loaf sticking, making it difficult to remove without damage. Take an extra minute to thoroughly coat the pan or use parchment paper for easy lifting.
Finally, slicing the bread while it’s still hot is tempting but can cause it to crumble and lose its structure. The bread continues to set as it cools, so patience is key for clean, perfect slices. Let it cool on a wire rack for at least an hour, or even longer, before cutting.
How To Store It And Make It Ahead Without Ruining Texture
Proper storage is essential to keep your chocolate chip banana bread fresh and moist. Once the loaf has completely cooled, wrap it tightly in plastic wrap or aluminum foil. This prevents air from drying it out. You can store it at room temperature on your counter for up to 3-4 days.
If you want to keep it longer, you can refrigerate it for up to a week, though the texture can become slightly firmer when chilled. For longer storage, banana bread freezes beautifully. Wrap the cooled loaf (or individual slices) tightly in plastic wrap, then again in aluminum foil, or place it in a freezer-safe bag. It will stay fresh in the freezer for up to 2-3 months. Thaw frozen bread at room temperature, or gently warm individual slices in the microwave or toaster oven for a quick treat. Making it ahead and freezing it is a fantastic way to always have a delicious snack ready for unexpected guests or busy mornings.
Questions People Always Ask Before Making This Recipe
Q: Can I use frozen bananas for this recipe? A: Yes, absolutely! Thaw them completely and drain any excess liquid before mashing. They often become even softer and sweeter after freezing.
Q: My banana bread always comes out dry. What am I doing wrong? A: This usually happens due to overbaking or not using ripe enough bananas. Ensure your oven temperature is accurate and check for doneness with a toothpick. Also, very ripe, spotty bananas are crucial for moisture.
Q: Can I reduce the sugar in the recipe? A: You can slightly reduce the sugar, but be aware that sugar contributes to moisture and browning, not just sweetness. Reducing it by more than ¼ cup might affect the texture and appearance.
**Q

FAQs
- Can I make these ahead? Yes—prep ahead, refrigerate, then serve when ready.
- How long do leftovers last? Store covered in the fridge for 3–4 days for best texture.
- Can I adjust sweetness? Yes—add more or less sweetener to taste.
- Can I change the fruit? Yes—swap strawberries for blueberries, raspberries, or sliced banana.












